Social Security Savvy

Making Smart Decisions About Social Security

Choosing when to start collecting your Social Security retirement benefits is an important decision that will impact the income you receive throughout retirement. This decision can also affect the income and lifestyle of a surviving spouse.

When it comes to Social Security, you may be wondering whether you should:

  • Start collecting early but receive a reduced benefit?
  • Wait until Full Retirement Age to start collecting your full benefit?
  • Delay past Full Retirement Age to maximize your benefit?

To help make an informed decision, you’ll want to consider a number of key factors, such as your marital status, your health, your plans for retirement and your retirement income sources…just to name few.

Your financial professional can help you review your overall financial situation and develop a comprehensive strategy to help integrate your Social Security retirement benefits with other sources of retirement income.